PNC SmartAccess® Card 4+

PNC Bank, N.A.

Designed for iPhone

    • 4.7 • 9.4K Ratings
    • Free

iPhone Screenshots


**PLEASE NOTE, your card must be LOADED TO THE PNC SMARTACCESS® WEBSITE FIRST before you add it to this app. If you are installing the SmartAccess App for the first time, you will need to CREATE A NEW USER ID AND PASSWORD. EXISTING WEBSITE USER IDs AND PASSWORDS WILL NOT WORK FOR THIS APP.**

With the PNC SmartAccess® Prepaid Visa® Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go!

Once you’ve created a new username and passcode for logging on, you’ll have access to:
* View balance
* View transaction history
* Suspend or reactivate cards
* Manage alerts
* Request balance information via text message

Your security is our priority. Mobile data transmissions and card information are protected by 128-bit encryption, just like they are when you bank online. Experience the freedom of mobile banking in the palm of your hands!

IMPORTANT: During the enrollment process, please do not close out of this application while awaiting the activation code. It will appear as an SMS/text message within 2 minutes and then must be entered into the application to complete your enrollment.

PNC SmartAccess is a registered trademark of The PNC Financial Services Group, Inc.

VISA is a registered trademark of Visa International Service Association and used under license.

©2020 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC

What’s New

Version 1.4

We regularly update our app to provide you with the best possible experience. Here are our latest changes:
• Enhanced user and security experiences

Ratings and Reviews

4.7 out of 5
9.4K Ratings

9.4K Ratings

Back to BOA ,

Horrible banking

To many bad experiences with PNC, the app hardly ever works, it’s always under going changes and won’t allow users to check balances or have access to prepaid mobile banking options, much better off with a prepaid net spin debit card.

hip hip r and b ,

More features

I am not under why this app does have the same features as the normal pnc app like we are sexy rate ppl . Y’all get fees and stuff the same as the other folks using the regular app. Why does it take. So long to get a deposit. No one waits for the day it says to be posted to be posted . I was told I would get paid two days early with this card and I have not once. I want to be able to
Deposit my checks on the app stash money away like the Walmart card let’s u I mean I just think there’s a million ways to make this card be I named a few that would improve having the card.
Otherwise I am not seeing the point of haveing it or telling anyone to get it . Can theses features be added . Along with better customer service

C.N.S ,

It’s 50/50

Love my Card. Love being able to take out multiples of 1’s. The app is terrible. I was using it and then one day it stopped logging back in. I used the same info because it’s saved to my phone. Called SmartAccess and was told they would call me back once they figured out the problem. That was sometime last year and never heard from them. I used the online website instead and now that’s telling me I can’t use that anymore and to download the app. The same app that doesn’t work for me. Get it together PNC. Let us cash checks and get checks or have a savings account because the virtual wallet I don’t like.

App Privacy

The developer, PNC Bank, N.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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